Nex Grid — Trade Gift Cards, Pay Bills, Crypto & Virtual Cards

What you can do

One app. Every transaction.

Stop juggling five different apps. NexGrid puts your entire financial life on a single, secure grid.

Trade Gift Cards

Sell Amazon, iTunes, Steam, Google Play and 120+ other brands at the best market rates. Get paid in minutes, not days.

Pay Bills

Airtime, data, electricity, cable TV and exam PINs — settled instantly with automatic wallet receipts for every payment.

Pay a bill

Virtual Dollar Cards

Create USD cards in seconds for Netflix, Spotify, ads and online shopping. Freeze, fund or delete them anytime.

Create a card

Crypto Exchange

Buy and sell BTC, ETH, USDT and more with live rates, transparent fees and instant naira settlement to your wallet.

See live rates

Bank Transfers

Send money to any Nigerian bank in seconds. Free transfers between NexGrid wallets, low flat fees everywhere else.

Send money

Secure Wallet

Fund with transfer or card, track every kobo in real time, and lock everything behind your PIN and biometrics.

How we protect you

Gift Cards

Best rates. Fast payout. No stories.

Upload your card, get an instant rate quote, and receive naira in your wallet as soon as it's verified. Physical and e-codes both supported.

120+ brands including Amazon, iTunes, Steam, Razer Gold and Sephora
Live rate calculator before you commit to any trade
Trade status tracking from upload to payout

Start trading

Crypto Exchange

Buy and sell crypto at live market rates

BTC, ETH, USDT, SOL and more — with the rate you see locked in before you confirm. Settlement lands straight in your naira wallet.

Live charts and price movement on every asset
Transparent fees shown before every trade
Instant naira settlement — no waiting on P2P strangers

Trade crypto

Virtual Cards

Dollar cards that work everywhere

Create a virtual USD card in under a minute and pay on any international platform — subscriptions, ads, shopping, app stores.

Instant card creation with full card details in-app
Freeze, unfreeze or fund your card with one tap
Real-time spend notifications on every charge

Create your card

Transfers & Bills

Send money and settle bills in seconds

Transfer to any Nigerian bank, or clear your airtime, data, electricity and cable TV bills — all from the same wallet balance.

Instant transfers to all Nigerian banks
Free wallet-to-wallet transfers between NexGrid users
Every bill payment receipted in your transaction history

Send money

Security

Built like a vault, not just an app

Every account on NexGrid is protected by layered verification and bank-grade encryption.

Full KYC Verification

BVN and ID verification keeps fraudulent accounts off the grid entirely.

Liveness Check

Face-match verification confirms it's really you — not a photo or a clone.

PIN & Biometrics

Every transaction is locked behind your PIN, fingerprint or Face ID.

Encrypted End-to-End

Card details and personal data are encrypted at rest and in transit.

Getting started

Start on NexGrid in three steps

Create your account

Download the app and sign up with your phone number and email in under two minutes.

Verify your identity

Complete a quick KYC and liveness check to unlock your wallet and full transaction limits.

Fund and transact

Add money by transfer or card, then trade, pay, exchange and send — all from one balance.

Inside the app

Take a look around

Swipe through the app — every screen designed to get you in, done and out fast.

Gift cards — **Gift Cards**Trade at the best rates

Virtual cards — **Virtual Cards**USD cards in seconds

Pay bills — **Pay Bills**Airtime to electricity

Customer reviews

Loved by thousands across Africa

Real words from real NexGrid users — traders, hustlers and businesses moving money every day.

I sold my Amazon gift card around 9pm and the money entered my wallet before I finished my food. The rates are honestly the best I've seen anywhere.

Tunde A.Gift card trader · Lagos Verified

The virtual dollar card saved my business. I run Facebook ads with it every week and it has never declined once. Creating a new card takes seconds.

Chiamaka O.Business owner · Enugu Verified

Converting USDT to naira used to stress me with P2P. On NexGrid I just deposit, convert and withdraw — everything settled in one place, no middleman wahala.

Ibrahim S.Crypto user · Abuja Verified

I pay my light bill, buy data for the whole family and still send money to my mum from the same app. Transfers land instantly, even on weekends.

Blessing E.Customer · Port Harcourt Verified

Customer support replied me in minutes on Telegram when I had a pending trade. The KYC was quick too — verified and trading the same afternoon I signed up.

Segun F.New user · Ibadan Verified

What I like most is the transparency. Every rate, every fee is shown before you confirm anything. No hidden charges, no surprise deductions. Solid platform.

Amina K.Freelancer · Kano Verified

Every payment you make, on NexGrid.

One app. Every transaction.

Trade Gift Cards

Pay Bills

Virtual Dollar Cards

Crypto Exchange

Bank Transfers

Secure Wallet

Best rates. Fast payout. No stories.

Buy and sell crypto at live market rates

Dollar cards that work everywhere

Send money and settle bills in seconds

Built like a vault, not just an app

Full KYC Verification

Liveness Check

PIN & Biometrics

Encrypted End-to-End

Start on NexGrid in three steps

Create your account

Verify your identity

Fund and transact

Take a look around

Loved by thousands across Africa

Ready to join NexGrid?